Other Information

Cover Options for Manual Handling & Forklift Insurance

Choosing insurance for your Manual Handling & Forklift Hire business is an important decision. Whether your business activities include forklift Training, Buying, Selling,  Repairs, Import and Export, Hire of forklifts or similar lifting equipment, then, you have come to the right place.

MBC Forklift Protector is a unique facility which includes key covers that are important to any business, as well as additional specific covers for the forklift Hire business. It offers an affordable way for you to obtain Employer’s Liability, Service Indemnity, Public Liability, Business Interruption, Goods-In-Transit, Property Protection, Motor Trade Road Risks and Computer Equipment cover all-in-one package.

Recent cover enhancements include automatic Commercial Legal Expenses and certification Indemnity.

Highlights of Forklift Protector:

Key Covers

  • Contingent Third Party Motor Insurance cover for forklifts hired out to customers
  • Contingent Accidental Damage, Fire and Theft cover for forklifts hired out to customers
  •  Professional Indemnity for Forklift Driver Training
  • Commercial Legal Expenses
  •  Goods-in-transit insurance

Property Cover

  • Material Damage – All Risks
  • Fire Brigade Charges up to €10,000
  • Removal of stock debris
  • 50% Day-One basis – on buildings and machinery only
  • Glass fixtures both internal and external are covered
  • Computer equipment including the re-instatement of data and the increased cost of working

Employers Liability cover

  • Clerical employees are automatically covered
  • All other employees are covered (based upon the number of employees)
  •  Property Repairs are automatic
  • Cover is provided for working directors

Machinery Movement Cover

  •  Cover up to €150,000 any one movement
  • Higher limits available on request

Internal Cover

  • Limit of indemnity €6,500,000 as standard
  • Reduced to €2,600,000 for Products Liability, Goods Sold and Service Indemnity
  •  €250 Third Party Property Damage excess
  •  Policy includes consequences of Defective Workmanship
  • Goods Sold cover

Motor Trade Road Risks Cover

  • Comprehensive cover on all vehicles.
  • Business and social use
  • Vehicles – any vehicle the property of the Insured or in his custody or control as a Forklift Hirer
  • Facility to include directors own cars under the MTRR and the Certificate to be issued in the name of the directors
  •  Liability to and of passengers
  • Drivers as submitted

Should you wish to avail of a free no obligation quotation please do not hesitate to contact us on 021 427 5347.

Alternatively e-mail us with your renewal date and we will contact you prior to your renewal.